Banks in Georgia with the Best Interest Rates Today
When searching for the best Georgia interest rates, there are actually several different types of financial institutions where you can look like community banks, credit unions, national banks and online institutions. So why not begin your search close to home with the local banks in your area? These small organizations tend to offer higher rates than larger banks and chains. The following is a look at the highest rates from local banks specifically.
Best Georgia Bank Savings Rates
Finding a savings account in Georgia with a high interest rate will help you make the most out of your deposits. The community banks in Georgia with the best savings rates today are:
- The National Bank of Georgia: 1.15%
- The Bank of Georgia: 0.95%
- Providence Bank: 0.88%
Top CD Rates from Georgia Banks
A certificate of deposit (CD) is like a savings account, but you keep your money on deposit for a set period of time in exchange for higher interest rates. The term is how long that deposit period is–generally, the longer the term, the higher the rate. Here are the best bank rates for various CD accounts in Georgia.
6-Month CD
- Cherokee Bank: 1.29%
- Community Bank of Georgia: 1.2%
- Georgia Primary Bank: 1%
12-Month CD
- Cherokee Bank: 1.56%
- Georgia Primary Bank: 1.3%
- Community Bank of Georgia: 1.25%
24-Month CD
- Cherokee Bank: 2.02%
- Georgia Primary Bank: 1.75%
- Georgia Commerce Bank: 1.75%
The above rates are accurate as of June 14, 2011 but are subject to change at any time. Please contact individual banks to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the state, visit our Georgia Banks List.
