Where to Get the Best Georgia Mortgage Rates on an ARM

If you’re considering purchasing a house, but conventional fixed rate mortgages don’t impress you, consider obtaining an adjustable rate mortgage instead. ARMs function differently than fixed mortgage loans, and right now, you could secure an exceptionally low interest rate on one.

We’ve compiled the very best Georgia mortgage rates available for adjustable rate mortgages near you. Learn where you can get your hands on a great rate in your state.

Best ARM Rates in Georgia

Whether you bank with a traditional financial institution, a credit union or are thinking about financing online, there are a number of options available:

Best Georgia Mortgage Rates: 3/1 ARM

• Navy Federal Credit Union: 2%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Flagstar Bank, FSB: 2.89%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• United Community Bank: 3%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• PrivateBank & Trust Company: 3.13%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Georgia: 5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Colony Bank: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you verify these mortgage rates with the lender before you apply. These rates are accurate as of October 15, 2011, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Georgia mortgage rate.